We understand and share your concern about security and privacy. It is reassuring to know that it's statistically safer to use your credit card on the web than to use it in a store or restaurant. The information that you provide when placing an order with ServiceMemories.com (e.g., your credit card number, name & address) is secure - it cannot be read or tampered with during transmission.

ServiceMemories.com is hosted by Yahoo! Store on its secure servers and our orders are processed using Yahoo! Store's shopping cart. As a Yahoo! store, our checkout process uses industry standard SSL (Secure Socket Layer) technology to encrypt and scramble all personal information including your name, address, and credit card information so that it may not be read by others as it travels over the internet.

For your security, we authorize your credit card after we obtain confirmation that your card is a valid number and has not been reported lost or stolen. We also verify that the "Bill to" address matches the address on the credit card used. It is not uncommon for a request for credit card authorization to fail at times. If we experience such difficulties, we will contact you and you may wish to provide another credit card.

NOTE: E-mail is not encrypted, so please do not transmit your credit card number via e-mail.

Under the Fair Credit Billing Act, the maximum that your bank can require you pay for any fraudulent charge on your credit card is up to $50. Should you ever suspect a fraudulent charge on your credit card, notify your credit card company immediately as you would for any other unauthorized charge.